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To help make your decision, I have reviewed 45 Record Buyers

February 26th, 2011 |

old-45-records To help make your decision, I have reviewed 45 Record Buyers

The reason that some records will not work properly with the adapter is not because the adapter is faulty. It is due to variations in the center hole diameter of the 45 rpm records. The solution is to simply remove the 8 small screws that hold the 2 outer sections of the adapter and just use the center part and it will work fine.

What are the Closing Costs in NJ?
Here is a list of “fees” on the Good Faith Estimate from WachoviaInterest Rate is 5.500% (6.191% APR)0801 Loan Origination Fee: $1446.530803 Appraisal Fee $300.000804 Credit Report Fee $150812 Flood Certification $150818 Application Fee $600901 Interm Interest $66.540902 FHA PMI $2531.431003 City Property Tax $978 (3 payments)1101 Settlement Fee $3001103 Title Examination $6501108 Title Insurance $7051201 Recording Fee $120 (includes deed/mortgage)1301 Survey $1251311 Free 45 Record Buyers Form From MPOS $500Total Settlement Charges $7812.50The title company sent me a letter with the following (ill type in CAPS to distinguish the difference)INSURANCE PREMIUM: REISSUE OWNER’S POLICY: $588LOAN POLICY: $25CHARGES:EXAMINATION OF TITLE: $90.00MUNICIPAL LEIN SEARCH $45.00PATRIOT NAME SEARCH VS BUYER: $10UPPER COURT VS BORROWER: $15TRANSACTION MGMT PLATFORM: $25CORPORATE STATUS VS SELLER $35TOTAL: $833SETTLEMENT FEE (NOT INCLUDED IN TOTAL)INSURED CLOSING LETTER: $25.00FLOOD CERTIFICATION: $20.00TIDELANDS SEARCH: $75.00DRAFTING OF METES: $50.00ENDORSEMENTS (25 PER ENDORSEMENT)ENVIRONMENTAL ENDORSEMENTLENDER’S SURVEYALTA 9-06 RESTRICTIONSALTA 4.1-06 CONDO ENDORSEMENTALTA 6-06 VARIABLE RATEALTA 22 LOCATIONALTA 5.1-06 PUDSURVEY—————————Is the GFA estimate accurate? Some items are listed in the GFA and then relisted in the estimate from the title company (do I need to pay twice?)If it’s not listed, do i need to pay those fees? If there are items not listed, please let me know so I can ask my lender (Wachovia) if I am responsible for them.ThanksThanks you for your help
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